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Are You Ready for a Credit Card? These 4 Questions Will Help You Decide

by koku_jin
Credit cards: Good or evil? Whether you’ve shunned credit cards in the past for fear of diving into a debt oblivion or you can’t wait to score some sweet plastic freedom — and the accompanying perks — deciding to get your first credit card is a big decision. Or at least, it should be, according to Todd Christensen, an Accredited Financial Counselor and education manager with MoneyFit.org.   “I always recommend people understand they need to be ready for credit before they just go out and apply,” he said. “I’m not a fan of credit for credit’s sake.” The Credit […]